@VolvoMan05 - there's a lot of guys who can afford payments but not the cars (med/high income, low assets) and they take for granted that a Ferrari won't lose much value after a certain point. So for example, a single 33-year old making $180k a year (assume $8k/mo after taxes, insurance, etc.) figures $3k/mo for apartment, 2.5k/mo for car, and still has $2.5k to save, do stuff etc.
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